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Insurance always seems like a nuisance until you need it, so getting good coverage from the start is important. From home insurance to auto insurance, it’s crucial to always be protected because you never know what life will bring.
That said, finding the right policy for your home can be tricky. Luckily, you’ll find the best insurance agent in Albuquerque, NM, at ABQ Insurance, who can lead the way.
Auto insurance is one of the basics. Protect your vehicle and the ones inside.
Keep your investment and everything under your roof safe and sound.
You could qualify for even more savings!
Click more to start shopping for all your insurance needs.
Our agents are here for you.
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Determining the right coverage for your home starts with the square footage. This will usually give you the worst-case scenario – the cost of rebuilding your home based on the cost in the area. If you want comprehensive home coverage, this should be your starting point.
You should usually review your homeowners insurance policy at least once a year. However, this doesn’t mean you must update it once a year. Unless something significant has changed in your circumstances, your homeowners insurance policy should usually be good for the following year.
As a rule of thumb, home insurance covers expenses when something unexpected or accidental happens to your home and/or belongings. This includes theft, fire, or other damage. What it covers exactly depends on how comprehensive your coverage is.
Many insurance companies have an easy claim process. Once you contact them after the accident, you’ll speak to the adjuster, who will explain your coverage to you. The whole process can take between days and weeks.