As the new year begins, it’s a great time to revisit your budget and look for ways to save money, including on your car insurance. With rising costs in many areas of life, getting the most out of your insurance without breaking the bank is more important than ever. At ABQ Insurance, we aim to help you find affordable solutions for all your coverage needs—whether it’s auto insurance or Homeowners Insurance. Here are some practical tips for saving on car insurance in 2025.
1. Bundle Your Policies
One of the easiest ways to save on car insurance is by bundling it with your home, renters, or even RV insurance. Many insurers offer discounts when you combine multiple policies. If you’re a homeowner, getting a Homeowners Insurance Quote in Albuquerque NM through ABQ Insurance and bundling it with your car insurance could lead to significant savings.
2. Review Your Coverage Annually
Take the time to review your policy each year to ensure it still meets your needs. Are you paying for coverage you no longer need? Adjusting deductibles, removing unnecessary add-ons, or revisiting your mileage estimates can all impact your premiums. ABQ Insurance can help you compare options and find better rates.
3. Improve Your Driving Record
A clean driving record is one of the most effective ways to lower your insurance premiums. Drive safely, avoid speeding tickets, and consider taking a defensive driving course, which many insurers recognize for discounts.
4. Ask About Discounts
You may qualify for discounts you’re not aware of. These could include savings for:
- Being a good student (for young drivers)
- Driving a vehicle with advanced safety features
- Setting up automatic payments
- Insuring multiple vehicles with the same provider
At ABQ Insurance, we’re experts at finding discounts that fit your situation.
5. Consider Higher Deductibles
Increasing your deductible—the amount you pay out of pocket in the event of a claim—can lower your monthly premiums. However, make sure you can afford the higher deductible if you need to file a claim.
6. Keep Your Vehicle Maintained
Keeping your car in good condition can help you save on insurance. Regular maintenance ensures safety features like brakes, airbags, and lights are functioning properly, which can reduce the risk of accidents and make you eligible for lower rates.
Make 2025 the Year of Smart Savings
By following these tips, you can enjoy the peace of mind that comes with comprehensive car insurance while keeping costs manageable. Whether you’re looking for auto coverage or a Homeowners Insurance Quote in Albuquerque NM, ABQ Insurance is here to help.
Call us today to see how we can simplify your insurance shopping and save you money in the new year! 505-217-2100
At ABQ Insurance, we shop multiple companies at once, taking the guesswork out of the process for you. Call us today for a free quote and start saving in 2025!
