Every September, National Preparedness Month serves as a reminder that disasters—natural or unexpected—can strike at any time. Whether it’s a house fire, sudden storm, or theft, your ability to recover quickly depends on how well you’re prepared in advance.
At ABQ Insurance, we believe your insurance coverage should be a key part of your emergency plan. It’s not just about having a policy—it’s about knowing what’s covered, storing your information safely, and preparing for what comes next.
🔥 What Are You Protected From?
Many people are surprised to learn what is—and isn’t—covered under their insurance policies. As part of your preparedness plan, this is the perfect time to review your:
• Homeowners Insurance: Does it cover wildfire or wind damage? What about temporary housing if your home is uninhabitable?
• Auto Insurance: Are you protected from hail damage or fallen tree branches during a storm?
• Renters Insurance: Will it replace your personal belongings in case of theft or fire?
• Identity Theft Protection: Do you have coverage if your personal data is compromised during a natural disaster or evacuation?
If you’re unsure about any of the above, let us help. We offer trusted, local guidance and can provide a homeowners insurance quote Albuquerque NM families can rely on to cover what matters most.
📄 Keep Your Policies Accessible—Even in a Crisis
An emergency is not the time to go digging through drawers for your insurance documents. As part of your preparedness plan, we recommend:
• Storing paper copies of your insurance policies and contact numbers in a fireproof/waterproof container
• Creating digital backups—email a copy to yourself, or save them in a secure cloud storage app
• Sharing access with trusted family members or your emergency contact
If you need help gathering updated versions of your policy documents, our team at ABQ Insurance can make that easy.
🌪️ Common Disasters to Prepare For in New Mexico
In Albuquerque and surrounding areas, these are the most common emergency events we see:
• Wildfires and smoke damage
• Flash flooding and monsoon storms
• Hail, wind, and roof damage
• Power outages and electrical surges
• Break-ins during evacuations or travel
Does your insurance reflect the risks of your region and your specific home setup? Now’s the time to find out—before you’re filing a claim.
🛡️ Insurance Isn’t Just a Form—It’s a Foundation
You may have the flashlight, the food supply, and the go-bag—but is your financial safety net ready too? Insurance ensures your property, valuables, and future plans are protected when life takes an unexpected turn.
💬 Final Thought
Preparedness starts with information—and the confidence that you and your loved ones are covered. This National Preparedness Month, take 30 minutes to review your policies, update your emergency kit, and talk with your agent.
Need help reviewing your plan or updating your coverage? ABQ Insurance is here to help you prepare smarter, not harder. Contact us today for a homeowners insurance quote Albuquerque NM families trust—and make sure you’re ready for whatever comes your way. 505-217-2100
