When cold weather creeps in, so do cozy comforts like space heaters, scented candles, and crackling fireplaces. But with those comforts come increased risks and winter is one of the top seasons for home fire claims.
At ABQ Insurance, we want you to enjoy the season without worry. Below are some must-know safety tips and a reminder to double-check that your home insurance policy is ready for the unexpected.
🔥 Top Fire Hazards This Winter
1. Space Heaters
Keep a 3-foot safety zone around them.
Always unplug when leaving the room or going to bed.
2. Candles
Never leave lit candles unattended.
Place them on stable surfaces far from anything flammable.
3. Fireplaces
Clean chimneys yearly to prevent buildup.
Use a screen to stop sparks from flying out.
4. Holiday Decor & Outlets
Don’t overload electrical outlets.
Check for frayed wires or overheating plugs.
🛡️ Why This Matters for Your Coverage
Even with precautions, fire-related incidents can and do happen. And if your policy isn’t current, you could be left with out-of-pocket expenses for damage, temporary housing, or rebuilding.
Ask yourself:
Has your home’s value changed due to upgrades or inflation?
Do you know what your current policy actually covers?
Are your deductible and coverage limits still a good fit?
If you’re unsure, now is the perfect time for a policy review.
❄️ Wrap Up the Year With Confidence
Don’t let a fire or a gap in coverage disrupt your winter season. Whether you’re lighting candles or turning up the heat, make sure your home is protected.
👉 Request your personalized Home Insurance Quote in Albuquerque, New Mexico today.
📞 Call 505-217-2100 or visit our website.
Paul: 305-710-6278
