In today’s connected world, cyber threats are no longer just a tech issue—they’re an insurance issue. October is Cybersecurity Awareness Month, making it the perfect time to ask: Is your digital world protected?
Whether you’re a small business owner, online freelancer, or simply managing your family’s online presence, cyber risks are everywhere. And yet, most people don’t realize that traditional insurance doesn’t cover cybercrime.
Why You Should Care About Cyber Insurance
🔒 Cyber attacks are on the rise
From phishing scams to ransomware, even small businesses and personal devices are being targeted. Criminals know that smaller operations often lack high-level protections.
💻 Digital footprints are expanding
The more we work, shop, and communicate online, the more data we expose. This increases the risk of identity theft, financial fraud, and data breaches.
⚖️ Your business could be liable
If you’re storing client information or conducting online transactions, a data breach could open the door to lawsuits, fines, and lost trust.
What Does Cyber Insurance Cover?
At ABQ Insurance, we help clients explore coverage for:
- Data Breach Response: Covers costs for notifying customers and recovering compromised data.
- Identity Theft Protection: Ideal for families and freelancers managing sensitive personal info.
- Cyber Liability: Protects businesses against legal claims if client data is leaked or stolen.
- Ransomware and Fraud Loss: Covers financial losses due to cybercrime and extortion.
- Reputation Management: Helps restore your brand after a publicized attack.
Who Needs Cyber Insurance?
✅ Small Business Owners — If you store customer records or accept digital payments, you’re a target.
✅ Online Freelancers & Entrepreneurs — From Etsy sellers to consultants, your website and digital files are vulnerable.
✅ Families — Think about your kids’ personal information, your smart home devices, or even saved passwords.
If you’re reading this online, you probably need cyber protection.
Digital Protection = Peace of Mind
October is the time to review your cybersecurity habits and your insurance policies. Don’t wait until you’ve been hacked to ask about Cyber Insurance. At ABQ Insurance, we’ll walk you through smart options for your household or business.
📞 Call 505-217-2100 to get started with a digital protection review today!
